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Do lenders discriminate against small loan amounts? 🤨 No, but generally speaking it’s just harder to finance loan amounts below $150k and there’s a few reasons for that. 1. Small mortgage lending is not profitable for lenders 2. Compliance issues. In order to for lenders to originate loans and maintain compliance with the Qualified Mortgage (QM) Rule, there is a maximum threshold of allowable points, fees and APR that the lender can charge. For smaller loan amounts, it is very difficult to stay
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