In 1930, when the 30-year mortgage was created, the average life expectancy was 59 years. Fast forward to today, we’re living into our 80s—81 or better if you’re focused on wellness. So, isn’t it time to upgrade the mortgage system too? Enter the 40-year mortgage. Here’s the game changer: run it through the Federal Home Loan Bank system for first-time homeowners at a subsidized rate of 3.5% to 4.5%. On a $300K mortgage, that’s saving you about $500 a month. 🙌🏾 This is huge for anyone who feels
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