➡️ FOLLOW TO INCREASE YOUR CREDIT SCORE ✅ So, how is a credit score calculated? Here's a breakdown:Payment history (35% of total score): This is the most important factor in determining your credit score. It includes information about your past and current payments, including any late payments, bankruptcies, or collections. Lenders want to see that you have a history of making timely payments, so it's important to pay all your bills on time.Credit utilization (30% of total score): This refers to

What your credit score actually means

8 smart ways to mend and improve your credit score

To improve your credit score, it is important to understand the factors that affect it, such as payment history, credit utilization, length of credit history, and types of credit used. By managing your credit responsibly and making timely payments, you can boost your credit score over time. #credit #mikethecreditguy #finance #creditscore #creditscoreincrease #money #creditrepairservices #creditcards | Limitless Culture