⚠️ Second charge mortgages ⚠️ What are they and how can they be used? If your circumstances have changed since taking out your existing mortgage, for example your income type has changed or your credit rating has been impacted and therefore you no longer meet your existing lender’s criteria, a second charge mortgage could be useful to help you release equity from your property for things like purchasing a property, home improvements and debt consolidation. They’re not suitable for everyone’s cir

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