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0:56
El banco no te lo va a decir! #pmi #mortgageinsurance #realestate #mortgagetips #bienesraices #agenteinmobiliario #home #firstimehomebuyer #conventional #realestateinvestor #realestatelife #fyp #bank | Edgar Lopez Arballo
2023年11月6日
Facebook
Edgar Lopez Arballo
0:50
How can i get rid of my PMI in my conventional loan? To remove PMI (Private Mortgage Insurance) from your conventional loan, you typically need to reach 20% equity in your home. Make Extra Payments: Home Appreciation: If home values in your area increase, your equity may grow faster, helping you reach the 20% threshold sooner. Request PMI Removal: Once you believe you’ve reached 20% equity, contact your lender to request PMI removal. They may require a new appraisal to confirm the home’s value a
已浏览 28 次
8 个月之前
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Bond Street Mortgage, LLC
0:40
How to Remove PMI from your Mortgage 🤯💸 #money #personalfinance #moneytips #moneysavingtips #moneyhacks | Josh Rincon
已浏览 95.8万 次
2 个月之前
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Josh Rincon
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Want to cut your mortgage payment WITHOUT refinancing? Here’s how to ditch PMI and keep that crazy low rate you got if you bought between 2020-2022! Once your loan-to-value (LTV) hits 80% or less, you can ask your lender to remove PMI (Private Mortgage Insurance) and save some cash each month! Here's what to do: 1️⃣ Step One: Check your home's value. You can use websites like Zillow, but even better—ask a local Real Estate Agent for their expert opinion! 2️⃣ Step Two: Your lender will probably r
已浏览 4 次
4 个月之前
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Michael Baker, CEO at The Rate Shop
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Demystifying Mortgage Insurance: FHA vs. PMI Explained
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PMI (private mortgage insurance) explained! #NorthAlabamaRealEstate #northalabamarealestateagent #PMI #buyingahome #realestategoals #mortgage | Olivia Morton
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Answering your mortgage questions ‼️Private Mortgage Insurance varies with different products and different lenders. #salending #mortgageloanofficer #pmi #kristinfox #mortgageadvice | SALending.com
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What Costs Make Up Your Mortgage Payment? 💰 Let's Break It Down! 1️⃣ Principal & Interest – This goes toward paying off your loan. 2️⃣ Property Taxes – Cover taxes for your city, county, and any special districts (like MUD). 3️⃣ Homeowner’s Insurance – You’ll shop for this to protect your home. 4️⃣ Private Mortgage Insurance (PMI) – Only applies if you’re putting less than 20% down. Questions about your mortgage payment? Let’s chat! #realestate #mortgagetips #mortgage
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Using Conventional Financing If you buy a $500,000 home and put 10% down ($50k) in todays market…Interest rate 7% your all in payment including PMI, taxes and insurance will be approx $3,680 In addition to the $50k for down you’ll need at least another 10K for closing costs…. INSTEADThat same $500,000 purchase put 5% down ($25k). Use the other $25k to permanently buy down rate to 6%, buy out PMI and pay closing costs…your payment all in with 6% rate is $3,548 and possibly no additional money out
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