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Four steps to appeal a rejected insurance claim 1. Broker Advocacy: Your broker can help challenge the rejection by gathering evidence or seeking technical expertise to contest exclusions. 2. Internal Dispute Resolution: Request your insurer to conduct a formal internal review process, which legally requires them to respond within 45 days. 3. External Dispute Resolution: If unsatisfied with the internal review, escalate the matter to an external dispute resolution scheme like AFCA, which handles
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