Founded in 1981, Christian Healthcare Ministries (CHM) is the nation’s original health cost sharing ministry. We’re a ministry made for people like you—Christians who expect more from their healthcare.

Explore our programs, CHM Gold, CHM Silver, CHM Bronze, or CHM SeniorShare™, and add the optional CHM Plus program to protect against catastrophic medical bills. Christian Healthcare Ministries also has group program options for employers.

Christian Healthcare Ministries (CHM) was established in 1981. As the nation’s first and longest-serving health cost sharing ministry, CHM provides a cost-effective, accountable, and faith-based framework—health cost sharing—to help fellow believers facing a health crisis.

As part of a biblical covenant, CHM members step in and help fellow brothers and sisters in Christ pay eligible medical bills according to the CHM Guidelines. Choose from one of four programs—CHM Gold, CHM Silver, CHM Bronze, or CHM SeniorShare™—and add CHM Plus as an option to protect against catastrophic medical bills.

We look forward to helping you discover how CHM can serve your healthcare needs.

CHM is a faith-based solution that makes affordable care possible. Learn more about one of our four programs when you need it most.

Learn how to submit your medical bills to CHM. Medical bills must be itemized (please note: a receipt is not an itemized bill) and should show any discounts you’ve obtained and payments you’ve made.

Five more tools to help you explore CHM! We have plenty of resources to help you determine if CHM is right for you. Learn how the ministry’s simple—but powerful—framework serves Christians just like you. Gather information about our programs and pricing here.

CHM offers four programs for people of all ages. Discover which CHM program works best for you with our Find Your Program quiz.

2023年6月30日 · With over 40 years of ministry, Christian Healthcare Ministries (CHM) is a federally certified exemption to the U.S. Patient Protection and Affordable Care Act (the PPACA, more commonly known as Obamacare). As such, CHM is …