ADB is the sum of the daily end-of-day account balances for a month divided by the number of days in that month. Save and grow your funds. Earn this interest rate when you meet the required daily balance to earn interest. Enjoy secure debit card transactions for purchases and withdrawals here and abroad. Pay your bills to over 200 merchants.

Know the required initial deposit, minimum monthly ADB, and the daily balance required to earn interest for your savings and checking accounts.

Know the deposit balance rates and requirements before opening an account. 1) ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is …

2021年7月15日 · It's average daily balance if you're below the adb for that month on the last day of the month you will be deducted the 300 penalty . If your account balance is less than the penalty once you deposit, that 300 penalty will be deducted first.

2021年10月28日 · For more details, my BPI account is a former payroll turned savings account, then digital banks with better interest rates arrived so I transferred all my savings there. 0 balance since late 2019.

The Bank may impose and collect service charges and/or maintenance fees on Accounts, whether active or dormant, where the Account balances: (i) have fallen below the required minimum monthly ADB, for dormant accounts; and (ii) have fallen below for at least two (2) consecutive months, for active accounts.

2019年10月18日 · The Bank of the Philippine Islands (BPI) has just announced a new minimum opening requirement amount for Regular Savings Account with Debit Card. Depending on the institution, the new minimum opening requirement is as follows:

2021年4月1日 · Note that BPI charges these fees month-end so if you were not able to maintain the ADB requirement, always deposit your money at the beginning of the following month to skip them. Alternatively, you may consider switching over to a fee-based deposit account that doesn't require any maintaining balance.

Update: As of June 1, 20215, all BPI Maxi-Saver Savings Accounts (debit card and passbook) must now have an Average Daily Balance of Php 2,000,000 from the previous Php 50,000 and Php 75,000, respectively.

2024年6月22日 · ADB is the sum of the daily end-of-day account balances for a month divided by the number of days in that month. Save and grow funds. Earn this interest rate when you meet the required daily balance to earn interest. *Updated: June 22, 2024. Save at least Php 100,000 to start earning BPI Rewards points.