2024年12月12日 · Capital markets includes the bank's asset management activities of providing bank customers financial products and services. The ability of a bank to meet needs of its customers depends on capital market activity that affects liquidity, capital, and confidence in …

2024年10月21日 · The term “financial market” describes any place or system that provides buyers and sellers the means to trade financial instruments such as bonds, equities, the various international currencies, and derivatives. Basically, financial markets facilitate the interaction of those who need capital with those who have capital to invest. In addition to making it possible …

The links in this section cover primarily money market investments and securities purchased by banks for their own accounts. The term "money market" generally refers to the markets for short-term credit instruments such as commercial paper, bankers' acceptances, negotiable certificates of deposit, repurchase agreements, and federal funds.

A derivative is a financial contract whose value is derived from the performance of underlying market factors, such as interest rates, currency exchange rates, and commodity, credit, and equity prices. Derivative transactions include a wide assortment of financial contracts including structured debt obligations and deposits, swaps, futures, options, caps, floors, collars, …

CAPITAL MARKETS KEEPING CURRENT Effectively understanding capital markets risk is critical to comprehending a bank’s balance sheet risks and a bank’s short- and long-term financial risks. This half-day workshop is designed to explain balance sheet management risks such as interest rate risk, liquidity risk, and risks associated with the

Community Bank Director Workshop: Capital Markets Share This Page: This half-day workshop combines lectures, discussions, and exercises designed specifically for directors and senior management of national community banks and federal savings associations to:

Capital Treatment for FAS 166 and FAS 167 (ASC 860 & 810) (OCC 2010-5, February 2010); Final Rule Covers modification of the treatment of certain structured finance transactions involving a variable interest entity; Complex Structured Finance Transactions (OCC 2007-1, January 2007); Interagency Statement

2024年5月15日 · A fundamental aspect of banking is managing capital and capital requirements. In coordination with other U.S. regulators and international standard setters, the OCC identifies and develops policies to address emerging risks to bank capital. We provide a variety of resources and expert assistance to national banks, federal savings associations, advisors, and …

2023年9月11日 · The Capital Markets: Keeping Current workshop on October 25 is designed to help bank leadership better understand balance sheet management risks such as interest rate risk, liquidity risk, and risks associated with the investment portfolio. Additionally, the workshop will discuss quantifying balance sheet risk related to assets and liabilities.

, capital planning and stress testing). The OCC continues to believe that the agency should have the flexibility to apply the Guidelines to banks below the $100 billion threshold based on whether the bank is highly complex or otherwise presents a heightened risk. For this reason, the OCC is adopting this change as proposed. B. Testing.