2024年8月21日 · The microloan program provides loans up to $50,000 to help small businesses and certain not-for-profit childcare centers start up and expand. The average microloan is about $13,000. SBA provides funds to specially designated intermediary lenders, which are nonprofit community-based organizations with experience in lending as well as management ...

The U.S. Small Business Administration (SBA) helps small businesses get funding by setting guidelines for loans and reducing lender risk. These SBA-backed loans make it easier for small businesses to get the funding they need.

2024年11月13日 · Get a small business loan If you want to retain complete control of your business, but don’t have enough funds to start, consider a small business loan. To increase your chances of securing a loan, you should have a business plan , expense sheet , and financial projections for the next five years.

Start or expand your business with loans guaranteed by the Small Business Administration.

2024年7月24日 · The 7(a) Loan Program, SBA’s primary business loan program, provides loan guaranties to lenders that allow them to provide financial help for small businesses with special requirements. 7(a) loans can be used for: Acquiring, refinancing, or improving real estate and buildings; Short- and long-term working capital ; Refinancing current ...

2024年4月4日 · Lender Match isn't a loan application — it's a tool to help businesses find lenders in their communities. What should I ask a lender? Ask lenders about interest rates, minimum credit score, cash flow requirements, and other qualifying factors.

We support America's small businesses. The SBA connects entrepreneurs with lenders and funding to help them plan, start and grow their business.

10 steps to start your business; Plan your business. Market research and competitive analysis; Write your business plan; Calculate your startup costs; Establish business credit; Fund your business; Buy an existing business or franchise; Launch your business. Pick your business location; Choose a business structure; Choose your business name ...

2024年2月14日 · The loan increases capital available for investment in small businesses and startups and aligns financial incentives for limited partners to support investment in funds focused on America’s small businesses and startups.

2024年12月23日 · An SBLC license allows the lending organization to access the SBA’s 7(a) government guarantee program when underwriting small business loans to reduce the level of risk to the lender and cost to the borrower.