We enable individuals and organisations in the UK to transfer money to others whenever they need to, quickly, safely and cheaply. Through our infrastructure and services, we enable billions of pounds of payments, safely and securely, every single day.

Pay.UK operates the UK’s national retail payment systems: Bacs (including Direct Debit), Faster Payments, and the Image Clearing System (the digital way to pay and clear cheques).

We also publish Corporate information, which includes our annual reports, articles of association, and the most recent Pay.UK annual self-assessment against the Principles for Financial Market Infrastructures, published in September 2021.

If you have a membership query, including questions relating to the End User Advisory Council or Industry Advisory Council, please email [email protected].

The service facilitates real-time payments of up to £1m* – initiated primarily online, mobile, or via telephone banking – for millions of individuals, businesses, and charities across the UK – in fact, virtually everyone with a bank account.

The Bacs Payment System (Bacs) is an electronic transfer service used to make payments between accounts. One of the most popular payment methods in the UK, Bacs payments typically fall into two categories: Direct Debit and Direct Credit.

We pride ourselves on offering competitive salaries, a substantial package of benefits and a friendly working environment. How to apply If you are interested in joining us, visit our recruitment page and apply for one of our available roles by following the link below:

David joined Pay.UK in July 2021. David has a strong and successful track record delivering high profile projects both in the UK and internationally, and leading organisations through periods of transformational change.

Our purpose is to power payments, champion innovation and give the UK choice in how it pays. Our vision is to be the smartest way to move money, now and in the future. Our values are that we are transparent, curious, respectful, inclusive and that we constructively challenge.

At Pay.UK we provide the digital payments networks that the UK’s financial institutions, and their customers, use to move money. Our three core systems, the Bacs Payment System (Bacs), the Faster Payment System (FPS) and the Image Clearing System (ICS), are flexible and innovative, yet simple and secure. They give