Karat offers customized financing, rewards, and support to creators so they can access and save more money as they grow.

You need a good credit score to get an apartment, car, or mortgage. The Karat card helps creators build their credit score. As you pay off your Karat card every month, we’ll help you build your credit history which will increase your credit score over time.

2024年2月29日 · Introduce the Karat Black Card: a no-annual fee, charge card for social media influencers. A charge card is a card that requires you to pay your balance in full each month and doesn't allow you...

Low credit or no credit, start improving your credit score with regular, on-time payments using the Karat card. You’ll thank us next time you apply for a loan, apartment, or mortgage. In order to report to personal credit files, customers must agree to a Personal Guaranty.

2020年6月25日 · Founded by Instagram and finance alums, Karat wants to be the black card in every influencer’s wallet.

Karat issues cards to creators, creative freelancers, and creative-led businesses. If you fall into one of those categories and have a decent social following or cash on hand, you should apply for a Karat card.

What kind of card is Karat? How is Karat different from other cards? Are there really no fees or interest? What is the Karat card made of? How much does it cost to have a Karat card? Where can I use the Karat card? Can I use the Karat card for purchases that aren't business-related?

What kind of card is Karat? It's a custom Visa card for creators and creative-led businesses that you pay off in full every month. The Karat Visa Business Credit Card has no fees or interest.

Put your money where your mouth is and earn up to 5% fractional shares of stock on every dollar you spend. With Karat Credit Card, you're not just making purchases—you're building wealth. Plus, enjoy reduced APR and better payment terms than our competitors. Join the credit card revolution today.

We built the first business credit card for creators. Build your credit, get cool perks, and save money with Karat.