2025年1月9日 · The Payment Services Directive established the same set of rules on payments across the whole European Economic Area (European Union, Iceland, Norway and Liechtenstein), covering all types of electronic and non-cash payments, such as. credit transfers; direct debits; card payments; mobile and online payments

The Instant Payments Regulation (IPR), which was adopted by the European Parliament and the Council on 13 March 2024, is aimed at accelerating the roll-out of instant payments in Europe and covers credit transfers denominated in euro within the European Union.

Its aim is to allow European consumers and merchants to make next-generation payments for all types of person-to-person transfers and retail transactions via a digital wallet, called Wero. Wero is based on instant account-to-account payments and will eliminate intermediaries in the payment chain and associated costs.

2023年6月28日 · The European Commission is putting forward proposals to bring payments and the wider financial sector into the digital age. These rules will further improve consumer protection and competition in electronic payments, and will empower consumers to share their data in a secure way so that they can get a wider range of better and cheaper financial ...

From 9 January 2025, EU banks must be able to receive instant payments, requiring significant infrastructure upgrades and operational adjustments. Enhanced sanctions screening and robust fraud detection are critical to mitigate risks associated with real-time payment processing.

Payment services, single euro payments area (SEPA) and e-money. SEPA establishes a single set of tools and standards that make cross-border payments in euro as easy as national payments. EU rules foster competition and innovation in e-money services. How green are your finances? Own your future, invest in you!

2024年4月11日 · Your bank must charge you the same rate for payments in euro across the EU as it does for equivalent national transactions. This includes any: transfers between bank accounts in different EU countries ; withdrawals from cash machines/ATMs in EU countries ; payments by debit or credit card across the EU ; direct debit transactions

The European Payments Initiative is a market initiative aiming to establish a new payment solution for people and merchants across Europe. It will include a digital wallet that can be used to pay in physical shops, online and in person-to-person transactions.

6 天之前 · The European Central Bank is expanding its efforts to establish a payments system built on blockchain technology, a move that could lead to Europe’s largest monetary policymaker issuing a central bank digital currency, or CBDC. The digital payments infrastructure initiative, announced Thursday by the ECB, will roll out in two phases.

Regulation (EU) 2024/886, the “Instant Payment Regulation”, is intended to accelerate and streamline the making of instant credit transfers (i.e. payments settled within 10 seconds and available 24/7) in Euros across EU Member States.One of the ways it seeks to achieve this is by regulating aspects of restricted party sanctions screening conducted by payment service …