Why Choose Destiny Mastercard ®? As you plan for the future, having access to a credit card so you can build credit is essential for paving the way. As a Destiny cardholder, you can stay focused on the goals ahead while you improve your credit. Plus, you can use your card with confidence knowing you have the added security a credit card offers.

The Destiny Mastercard is an unsecured credit card. Your account history is reported to all three major credit bureaus and gives you the chance to establish a consistent payment record while enjoying the convenience of a credit card.

The Destiny Mastercard is issued by First Electronic Bank, Member FDIC, and serviced by Concora Credit Inc.(NMLS #1549514) Destiny is a registered trademark of Concora Credit Inc.

Disclaimer: You may be pre-qualified for one of several different Destiny Mastercard credit cards. The tables below provide important information about the rates, fees, and other cost information for each of these cards.

Request or activate a new credit card. Enroll in paperless communications. Make one-time or recurring electronic payments. Sign up for email and/or text alerts. Freeze or unfreeze your credit card. We may add or change the features available through the Site at …

The Destiny Mastercard Account (“Account”) is issued by First Electronic Bank (“us”, “we”, and “our”). This offer is only valid for new Accounts. You must be at least 18 years old (19 in AL), have a valid Social Security Number, physical address, and a US IP address.

An accounting term used to describe when an issuer determines that a credit card balance is no longer an asset, but a liability. Typically, credit card accounts are charged off when they become 180 days delinquent; however, accounts may be charged off for other reasons, such as for bankruptcy or fraud.

The Destiny Mastercard is issued by First Electronic Bank, Member FDIC, and serviced by Concora Credit Inc.(NMLS #1549514) Destiny is a registered trademark of Concora Credit Inc.