Understand how debt collection works, what your rights are, common issues with debt collection, and how to work with debt collectors.

2023年8月2日 · A debt collector may be trying to contact you because: A creditor believes you are past due on a debt. Creditors may use their own in-house debt collectors or may refer or sell …

Can debt collectors tell other people, like family, friends, or my employer, about my debt? What is harassment by a debt collector? Can a debt collector still collect a debt after I’ve disputed it?

While talking with a debt collector can be helpful, it’s also important to know that you have protections against repetitious, excessive and threatening communications. Under the Fair …

Here are a few red flags signaling a debt collection call could be a scam: The debt collector threatens you with criminal charges. There are only a few circumstances when a debt can lead …

2024年12月9日 · The Fair Debt Collection Practices Act (FDCPA) is a federal law that limits what debt collectors can do when attempting to collect certain types of debt. The federal Fair Credit …

2021年10月1日 · Under the Debt Collection Rule, a debt collector is presumed to comply with the prohibition against repeated or continuous telephone calls or conversations if the debt collector …

If you're having an issue with debt collection, you can submit a complaint with the CFPB. Learn what to do when a debt collector contacts you.

Under the federal Fair Debt Collection Practices Act, a debt collector generally is a person or a company that regularly collects debts owed to others, usually when those debts are past-due. …

Can a debt collector take my federal benefits, like Social Security or VA payments? Can a debt collector contact me about a debt after a divorce? Can debt collectors collect a debt that’s …