2024年9月13日 · Interest rate benchmarks – also known as reference rates or just benchmark rates – are regularly updated interest rates that are publicly accessible. They are a useful basis for all kinds of financial contracts such as mortgages, bank overdrafts, and other more complex financial transactions.

2022年11月8日 · A benchmark interest rate is an interest rate that determines the amount of other interest rates. Two important benchmarks are the federal funds rate set by the Federal Reserve and the prime rate set by banks. Higher benchmark rates mean a higher cost of borrowing money.

2025年3月19日 · The Federal Reserve in a closely watched decision Wednesday held the line on benchmark interest rates though still indicated that reductions are likely later in the year.

2024年4月7日 · In investing, benchmarks are generally indexes of investment instruments against which portfolio performance is evaluated. Depending on the particular investment strategy or mandate, the...

2025年3月19日 · The three cuts lowered the Fed's benchmark rate by a full percentage point. But inflation is still proving stubborn, hovering below 3% but not yet down to the Fed's desired 2% target.

2024年5月1日 · One of those primary borrowing benchmarks: the federal funds rates, or fed funds rate for short. Here’s what the fed funds rate is, how it works and how it can ultimately end up impacting your...

2024年7月23日 · What Is a Reference Rate? A reference rate is an interest rate benchmark used to set other interest rates. Various types of transactions use different reference rate benchmarks, but...

2025年3月3日 · The federal funds rate is the interest rate at which depository institutions trade federal funds (balances held at Federal Reserve Banks) with each other overnight. When a depository institution has surplus balances in its reserve account, it lends to other banks in need of larger balances.

What Is Benchmark Interest Rate? A Benchmark Interest Rate is a standard interest rate used as a reference point for setting other interest rates. It is usually determined by central banks, financial institutions, or market participants and reflects the prevailing market conditions.

Compare Interest Rate by Country. The benchmark interest rate in the United States was last recorded at 4.50 percent. This page provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.