The FDIC provides deposit insurance to protect your money in the event of a bank failure. Your deposits are automatically insured to at least $250,000 at each FDIC-insured bank.

Our Electronic Deposit Insurance Estimator (EDIE) helps you calculate how much of your bank deposits are covered by FDIC deposit insurance and what portion of your funds (if any) exceeds the coverage limits. EDIE en Español. Deposit Insurance FAQs. What is deposit insurance? Why does it matter to you?

FDIC deposit insurance enables consumers to confidently place their money at thousands of FDIC insured banks across the country, and is backed by the full faith and credit of the United States government.

Deposit insurance or deposit protection is a measure implemented in many countries to protect bank depositors, in full or in part, from losses caused by a bank's inability to pay its debts when due. Deposit insurance systems are one component of a financial system safety net that promotes financial stability.

2024年2月27日 · If your federally insured bank fails, Federal Deposit Insurance Corp. insurance keeps your money safe. The FDIC insures up to $250,000 per depositor, per institution and per ownership...

2024年5月16日 · FDIC insurance is backed by the full faith and credit of the U.S. government and guarantees bank consumers that their money is safe for up to a limit of $250,000 per depositor, per FDIC-insured...

The Federal Deposit Insurance Corporation, more commonly known as FDIC, provides depositors with insurance so they know their money is safe. The deposits must meet three criteria to be guaranteed by the government: The account must be held at an institution that is a member of the FDIC, such as U.S. Bank. The product must be an insured product.

2023年3月21日 · Deposit insurance is the government’s guarantee that an account holder’s money at an insured bank is safe up to a certain amount, currently $250,000 per account.

2024年5月13日 · FDIC insurance covers each depositor up to $250,000 per bank, per ownership category—but there are ways to get more coverage. Adding beneficiaries, opening a joint account, or moving some...

FDIC insurance is an independent agency of the U.S. government that offers deposit insurance for account holders at its member banks in the event of a bank failure. Read more here.