send the filled-out form and documents to your federal student loan servicer. Find links to the forms under the deferment types listed below. If you’re enrolled in an eligible college or career school at least half-time, in most cases your loan will be placed into a deferment automatically.

A deferment allows you to temporarily stop making your federal student loan payments or temporarily reduce your monthly payment amount. This may help you avoid default. Note : Interest still accrues during deferment.

your name and account number on any documentation that you are required to submit with this form. If you want to apply for a deferment on loans that are held by different loan holders, you must submit a separate deferment request to each loan holder.

for repaying the full amount of the loan. A deferment is a period during which you are entitled to postpone repayment of your loans. Interest is not generally charged to you during a deferment on your subsidized loans. Interest is always charged to you during a deferment on your unsubsidized loans. On loans made under the Perkins Loan

If you are enrolled in an eligible college or career school at least half-time, in most cases your loan will be placed into a deferment automatically based on enrollment information reported by your school, and we will notify you that the deferment has …

Below are forms useful to borrowers. Information about deferment and forbearance options as well as loan forgiveness, cancellation, or discharge options for Federal Perkins Loans is available on the StudentAid.gov Web site.

Student Loan Debt Burden Forbearance Form For borrowers who have excessive student loan debt (payments equal to or more than 20% of their monthly gross income). APPLY ONLINE

To receive an in-school deferment, the borrower must be enrolled as a regular student in an eligible institution of higher education or a comparable institution outside the United States approved by the Department for deferment purposes.

Deferment is generally a better option than forbearance because if you qualify for deferment, your subsidized loan interest will be paid by the federal government. The qualifications for deferment are based either on your income or circumstance (e.g. In-School Deferment or …

Have you been granted a Deferment by another federal student loan program (e.g., Stafford, PLUS or other Perkins Loan) for the same time period for which you are requesting this deferment? Yes. That deferment covers the time period starting _____. Documentation of current loan status is required.