2023年7月26日 · Voluntary life insurance is a type of life insurance that’s optional and that can usually be purchased in addition to a guaranteed issue group life policy offered by your employer. Voluntary life...

2023年9月11日 · Voluntary life insurance is a financial protection plan that provides a cash benefit to a beneficiary upon the death of the insured. It’s an optional benefit offered by employers. The...

2021年4月28日 · Voluntary term life insurance is the most common type of voluntary life insurance offered to employees. With term life insurance, the employee is covered for a specific term (1, 5, 10, or 20 years), at which time the employee can either cancel or renew the policy.

2024年11月6日 · Voluntary term life insurance is a policy offered through an employer, providing coverage for a specific period. It enhances basic life insurance and is often more affordable due to group rates.

2024年3月25日 · Below, learn about what voluntary term life insurance is, the types of voluntary life insurance available, pros and cons of voluntary life insurance, and a real-life example to illustrate how voluntary employee life insurance works.

2024年12月20日 · Voluntary life insurance is an optional group life insurance policy offered by select employers, usually at a discounted rate. It may be a beneficial option for people with chronic...

2021年1月8日 · Voluntary insurance is typically term life insurance, meaning that it lasts for a set period of time. One of the benefits of voluntary life insurance is that policies are easy to qualify for, and they usually don’t require a medical exam.

Voluntary life insurance is an easy, more affordable way to get coverage. You choose how much coverage to get; your employer deducts premiums from your pay. Carrying enough life insurance provides financial security for your loved ones.

Read on to learn how voluntary life insurance can benefit employers and employees. We also offer individual whole and term life insurance policies, if getting voluntary life insurance through your employer isn’t an option.