Cleo’s cash advance has no interest, so you never pay more than what you got (unless you selected an express fee). And whether you get a cash advance with Cleo or not, you can download Cleo for free, and she’ll create you a personalized budget tailored to your needs.

Meet the AI assistant that's helped 6 million people avoid their overdraft, build credit, and budget better. Try Cleo today for free.

Cleo’s AI turns the complexity of your financial life into a simple conversation. Engaging, trustworthy and super smart, Cleo offers radically personal products and advice that actually put you first.

Meet Cleo—The AI-powered budgeting app that simplifies finance management, tracking spending and bills, and providing personalized insights.

1 The Cleo Credit Builder subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, cash advances if eligible, credit history, and priority support.

Cleo, an AI-powered savings app that helps you automate your savings, set personalized goals, and offers user-friendly tools.

2023年9月8日 · Meet Cleo: The Future of Budgeting. Cleo isn't just any free budget app. She was designed to simplify your financial life, making budgeting not only easy but also engaging. Imagine you're planning a trip or hoping to buy a new gadget… Cleo can help you set a savings goal and guide you on the amount to set aside monthly, weekly, or even daily.

Let's do work that matters. Cleo's the world's first AI assistant dedicated to helping you live a life beyond the net paycheck. She's a financial co-pilot defining a new category, one that goes beyond saving and budgets to changing how 6M+ people feel about their money.

The simplest way to get a cash advance is by subscribing to Cleo Plus or Cleo Builder. If you don’t want to subscribe, you can also apply for cash advance by contacting customer service. You’ll still need to qualify and go through our standard eligibility checks.

Cleo's cash advance provides you with cover until your next paycheck, which can help you avoid overdraft fees and cover emergency expenses. We calculate your eligibility based on factors like your income, so you can think of it like getting some of your paycheck early.