Founded in 1981, Christian Healthcare Ministries (CHM) is the nation’s original health cost sharing ministry. We’re a ministry made for people like you—Christians who expect more from their healthcare.

Explore our programs, CHM Gold, CHM Silver, CHM Bronze, or CHM SeniorShare™, and add the optional CHM Plus program to protect against catastrophic medical bills. Christian Healthcare Ministries also has group program options for employers.

Christian Healthcare Ministries (CHM) was established in 1981. As the nation’s first and longest-serving health cost sharing ministry, CHM provides a cost-effective, accountable, and faith-based framework—health cost sharing—to help fellow believers facing a health crisis.

As part of a biblical covenant, CHM members step in and help fellow brothers and sisters in Christ pay eligible medical bills according to the CHM Guidelines. Choose from one of four programs—CHM Gold, CHM Silver, CHM Bronze, or CHM SeniorShare™—and add CHM Plus as an option to protect against catastrophic medical bills.

CHM offers four programs for people of all ages. Discover which CHM program works best for you with our Find Your Program quiz.

Christian Healthcare Ministries (CHM) is a Bible-based, voluntary medical cost sharing ministry. CHM members have shared over $11 billion in medical costs. CHM is an eligible option for individuals under the U.S. Patient Protection and Affordable Care Act (PPACA).

We look forward to helping you discover how CHM can serve your healthcare needs.

Welcome to your CHM Group Portal! Here you can view current group members, manage your payments and more. If you need further assistance, visit the contact us page to get in touch with a CHM group representative. If you need to access your individual CHM account, please visit the CHM Member Portal. We're honored to be your chosen healthcare ...

CHM’s Virtual Care Solution (VCS), powered by HealthTap, provides primary care and urgent care virtual visits for CHM members (age 1+). HealthTap doctors get to know you personally, and it shows: their average rating is 4.9 out of 5 stars from thousands of CHM members.

Looking for a budget-friendly, faith-based healthcare cost solution? You’re in the right place. Get your info pack to learn more about CHM.