2024年5月7日 · A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of "last resort" or short-term bridge loans.

A hard money loan is a specific type of asset-based loan: a financing instrument through which a borrower receives funds secured by real property. Interest rates are typically higher than conventional commercial or residential property loans because of the higher risk and shorter duration of the loan.

2023年8月31日 · What Is Hard Money Lending? Hard money lending is a form of short-term, asset-based financing where private individuals or companies provide loans to borrowers, primarily secured by real estate.

2025年1月27日 · A hard money loan is a nontraditional, secured loan provided by an investor to a buyer of a “hard asset,” usually real estate, whose creditworthiness is less important than the value of the asset.

2023年6月29日 · A hard money loan is a short-term, secured loan that usually comes from private investors, like financing companies or individuals, rather than traditional lenders. Like mortgages and...

2024年10月28日 · A hard money loan can provide you with cold, hard cash quickly — typically in just a few days. These loans are secured by a physical asset (like real estate) that the lender can repossess if you default on your payments.

2024年11月4日 · Hard money loans are short-term loans used for real estate investments. Hard money lenders are often private individuals or companies, not traditional banks. These loans are typically faster to get than conventional mortgages but have higher rates.

A hard money loan is a short-term loan that often requires the borrower to use an asset, like a home, as collateral to secure the loan. Hard money loans are also referred to as bridge loans and can be used to help finance one house while preparing to sell another.

Hard money lending circumvents traditional banks, offering a rapid financing alternative for property investors, anchored in asset-based underwriting rather than borrower credit.

2021年11月8日 · A hard money loan is a way for you to borrow money for real estate without using traditional mortgage lenders. Instead, the funds come from individuals or investors who lend money based primarily on the property you’re using as collateral.