Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them.

Homeowners insurance protects your property and possessions from fire, theft, natural disasters and other unexpected perils. It can also pay for lodging and other expenses while your home is being ...

Policy limits are typically between $1,000 and $5,000. Whether your renters insurance policy uses replacement cost or actual cash value (ACV) coverage affects your premiums. If your belongings are ...

If you rent your home, having renters insurance is essential —and it may even be required by your landlord. While their homeowners insurance policy covers the structure of the building itself ...

Lemonade is an online insurance provider offering many types of policies, including renters insurance. Lemonade renters insurance covers your personal belongings, protects you from liability ...

The cheapest renters insurance company in Pennsylvania is Lemonade, which sells policies for an average of $12 per month. That's 14% less than the next-most affordable option. The average cost of ...

However, many landlords will require that you buy a renters policy as a condition of your lease. Information related to California's Fair Plan program came from the California Fair Plan website. The ...

State Farm Bank is an online financial institution that offers a variety of banking products and services. It’s a subsidiary of State Farm Mutual Automobile Insurance Company and is ...

LAS VEGAS, Nev. (FOX5) - It could cost Nevadans more to protect their homes. The Nevada Division of Insurance approved about 10 insurers to raise their rates for more than 130,000 Nevadans.

Clashes over covering smoke damage have become a growing issue in recent years as wildfires intensify and home insurance ...