Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

Despite the drop in interest rates, some high-yield savings accounts still offer around a 5% annual percentage yield (APY) — up from the pandemic-era rates of 1% and the highest since the 1990s.

He writes: “I remember myself from the age of five. My mother dressed me in tẓiẓit and gave me coins to put in the pushke of the beit midrash, and if I met beggars on the way, I should give ...