These are today's mortgage and refinance rates. Mortgage rates fell this week, but where they go next depends on inflation.

Before the pandemic hit in 2020, the typical mortgage payment was under $900. Fast forward five years and that monthly payment has surged 106%. Here's a look at why.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

However, fixed rates guarantee you'll have the same monthly payment for the duration of the loan's term, which makes it easier to budget for repayment. Who's this for? PenFed is a federal credit ...

For loan terms of more than 10 years to 15 years ... Another perk unique to Earnest is that borrowers can skip one payment a year without penalties. [ Jump to more details ...

With home prices high, American families are grappling with the prospect that homeownership might remain out of reach for ...

Down payment amounts above $19,000 and received as a gift must be reported on a gift tax return by the person making the gift—not the beneficiary. But that doesn't mean the donor will pay taxes. "The ...

The median age of first-time homebuyers rose to 38 last year. That’s significantly above historic norms, when median ...

Fees 0% to 4% origination fee on the total amount of your loan. Late payment and returned payment fees may apply based on the information in your loan agreement. $20 monthly maintenance fee.