But with federal student loan rates breaking records, is it time to consider a private loan? Here's what you need to consider. Private student loans Should you take out a private student loan?

private student loan consolidation is exclusively a refinancing process—unlike federal loan consolidation, which is a specific government program. Borrowers considering private loan ...

Some of Trump's education-related policy plans align with Project 2025, a conservative policy agenda he previously sought to ...

Consolidating federal student loans-Unsubsidized, Subsidized ... That means you can't consolidate loans with your spouse. Also, you cannot consolidate private loans with your federal loans. Your fixed ...

By Eliza Haverstock, NerdWallet The U.S. Education Department took down the online and paper applications for all income-driven repayment (IDR) plans on Feb. 21, following the latest legal ruling in a ...

Both federal and private loans are options to take ... Ryan Wangman reports on personal loans, student loans, student loan refinancing, debt consolidation, auto loans, RV loans, and boat loans.

often purporting to be part of a federal program that doesn't exist, there are also a few legitimate avenues for getting your debt canceled. Understanding student loan forgiveness options While ...

If you're enrolled in any income-driven repayment plan and reach the end of your repayment term, Rubin said you'll be placed ...

A consolidation loan allows you to combine all of your ... There are no penalties for making prepayments on either federal or private student loans, so if you are able it can save you some money ...

Once you've maxed out federal financial aid to help finance your higher education, private student loans can help you cover the rest. They can be used for all types of educational expenses like ...

An estimated four million student loan borrowers were more than 90 days overdue on repayment by the end of February 2025, ...