You would have seen advertisements that promise guaranteed returns in the form of a monthly income after investments have been made for a certain number of years. Most of these ads go like this ...

Guaranteed return products such as fixed deposit (FD), public provident fund (PPF) and government bonds are a popular choice among Indian investors. These schemes offer you a fixed lump sum amount ...

Most senior citizens seek guaranteed return schemes as they no longer have a regular income in their later years. They wish to invest the savings accumulated during their working life in schemes that ...