The Debt Snowball allows you to make a simple change to your behavior and systematically pay off debt at an accelerated rate.

The debt snowball approach is straightforward, but our natural inclinations, or behaviors as Ramsey puts it ... make sure to keep a spreadsheet or handwritten list of your active credit accounts ...

One of Ramsey’s top methods to manage those debts is the debt snowball method. Here’s how it works. List all your debts, ranked from the smallest balance to the largest balance. Make the ...

“Understanding how much debt you have ... an application or a spreadsheet… creating some sort of job for every dollar.” Both experts suggest flexibility with the snowball method when ...