For this quarter, January – March 2025, the government has kept the interest rates unchanged. One of the popular schemes under small savings schemes is Public Provident Fund (PPF) which is a ...

or PPF as it is known among the masses. With the change of era, bank interest rates and FD (fixed deposit) rates have slipped substantially in the past two decades, and so did the interest rates ...

While PPF used to offer 12 per cent interest in April 1999, it started declining with the turn of the 21st Century and following this, the interest rate fell every year, before settling at 7.1 per ...

Despite mutual funds offering higher long-term returns, PPF attracts three times more investments due to its government ...

The PPF is a secure, long-term savings scheme backed by the government, offering fixed interest rates and guaranteed returns. It is best suited for risk-averse investors seeking steady growth and tax ...

It is in this context that your investments in PPF becomes important. Accrued interest on your PPF investment is exempt from I-Ttax as are the proceeds you receive at maturity. This is true even ...

PPF (Public Provident Fund) is a long-term investment option that provides a fixed rate of interest and returns on the amount invested. It offers a safe investment option to save taxes and earn ...

To generate Rs 85,000 a month from PPF one has to begin with Rs 1.50 lakh investment every financial year and continue it till the maturity period of 15 years. To get the maximum benefit of interest, ...

The key advantage of a PPF is that the interest earned and the fund after maturity is completely tax-free. According to the set rules, every eligible Indian citizen can open only one PPF account.

There are many tax-saving instruments available under section 80C of the Income Tax Act. In this post, we compare two popular tax-saving instruments- ELSS and PPF. While both options help you save ...