Q4 2024 Earnings Call Transcript January 28, 2025 Operator: Good day, everyone. Welcome to the conference call covering NBT ...

Manuel Navas; Analyst; D.A. Davidson & Co. Matthew Breese; Analyst; Stephens Inc.

NBT Bancorp Inc (NBTB) reports robust earnings growth and strategic merger plans, despite challenges in loan yields and non-performing assets.