In the private sector, HDFC Bank tops the list with ... For PSBs both technical efficiency and MPI score (an index used to measure productivity increase) has improved over the years.

Others worry that the crisis and government support of the largest banks increased banking ... is desirable for efficiency and maximization of social welfare. However, due to its roles and functions, ...

Efficiency ratios for the banking industry typically fall between 60% ... Retail banks often operate extensive branch networks, which increase expenses for staffing, utilities, and real estate.

Over the years, the workforce in PSBs has dwindled significantly, creating an unsustainable work environment and compromising ...

It is anticipated that productivity could increase ... in the banking sector through its Azure AI platform, helping financial institutions improve decision-making and operational efficiency.

While many of the financial institutions making headway with artificial intelligence (AI) are major national and international players, my digital banking ... the industry, in part due to ...