Our other picks for lenders offering the best HELOC rates not only offer competitive rates but also accessible customer support and quick application processes.

HELOC rates are a little higher than current mortgage rates, but they could still allow a homeowner to save money on borrowing for construction costs or consolidating debt when compared to ...

If the Fed indicates additional rate cuts to come in the winter or spring, HELOC rates may fall in anticipation of that action. But if it looks like rates will remain paused, HELOC rates may stay ...

Ideally, the lower your interest rate, the better. Fortunately, HELOC interest rates have been on the decline. After steadily dropping for much of 2024, rates on the line of credit started in 2025 ...

The average rate on a $30,000 home equity line of credit (HELOC) steadied at 8.28 percent this week — close to its lowest level in a year and a half, according to Bankrate’s national survey of ...