USDA loans are guaranteed by the U.S. Department of Agriculture, so they don't require a down payment or private mortgage insurance. That makes them a great option for first-time homebuyers ...

These loans can help attract and retain people in these locations. The USDA guaranteed loan program is geared toward low- and moderate-income homebuyers. For this reason, applicants can’t earn ...

Direct loans come from the USDA and may have subsidized interest, while guaranteed loans come from mortgage lenders and are government-insured. USDA loans are mortgages backed or funded by the U.S ...

There are no example mortgage rates published on the Fairway website. USDA loans are guaranteed by the U.S. Department of Agriculture to enhance the livability and homeownership of rural America.

The USDA has announced the loan interest rates for February of 2025, offering financial assistance to agricultural producers ...

You'll also pay closing costs. Buyers can choose from two types of USDA loans: direct loans and guaranteed loans. The USDA funds direct loans, which are reserved for borrowers with income at or ...

Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are ...

The U.S. Department of Agriculture (USDA) announced loan interest rates for February 2025, which are effective Feb. 3, 2025. USDA Farm Service Agency (FSA) loans provide important access to ...