Read on to learn about guaranteed issue rights and when insurers cannot deny you a Medigap policy. Under federal law, you have a 6-month Medigap open enrollment period when you turn 65 years old ...

"Guaranteed issue rights" refers to a time when Medigap insurers can't deny you coverage based on age, gender, health status, or any preexisting conditions outside of the open enrollment period.

Changing your Medigap plan at any time You can apply for a new Medigap plan or apply to change your coverage at any time, even after your Medigap initial enrollment period. However, those who have ...

Similarly to Medigap open enrollment, these state-based Medigap open enrollment periods are on a guaranteed issue basis. The ...