Penny Gusner, senior insurance writer for Forbes Advisor Umbrella insurance is a separate policy that can offer additional liability coverage beyond your home and car insurance policies.

After trying to reinvent itself as a performance car brand in the mid-2000s ... Fiat may be the best-selling brand under the Stellantis umbrella, but it hardly lifts the needle in the USA.

If you’re sued for damages that exceed the liability limits of your car insurance, homeowners insurance or other coverages, an umbrella policy would step in to help you pay what you owe.