Commissions do not affect our editors' opinions or evaluations. Certificates of deposit (CDs) offer guaranteed returns, but one major drawback is you usually can’t withdraw your money before the ...

If the Federal Reserve cuts its benchmark rate this year, it will push savings and CD rates lower. Here's what the central ...

While the Federal Reserve slashed rates three times in 2024, they’ve kept rates steady so far this year — and some CDs are still paying 4-5% (see some of the best CD offers from our partner Bankrate ...

Luckily, banks and credit unions offer CDs with many different term lengths—including four years. Now is a great time to lock into 4-year interest rates, as they’re at the highest levels we ...